Loan Eligibility Rules Changed – Who Qualifies Now

Loan Eligibility Rules Changed – Who Qualifies Now

In 2026, loan eligibility in India is no longer determined by income figures alone. New loan eligibility rules have reshaped how banks and lenders assess borrowers, focusing more on repayment behavior, stability, and risk patterns. Many applicants are surprised to see rejections despite decent salaries, while others with moderate income are getting approvals faster than … Read more

Credit Card Rules Updated – New Charges & Penalties Explained

Credit Card Rules Updated – New Charges & Penalties Explained

In 2026, credit cards in India are operating under a tighter and far more transparent rule framework. New credit card rules have changed how charges, penalties, interest calculation, and user liability work. Many cardholders are still following old assumptions, especially around late payments, minimum dues, and fee reversals. These gaps in understanding are now leading … Read more